Finding travel and medical insurance cover for a flying adventure into Africa, or anywhere else for that matter, can be a real challenge. The key problem is that general aviation is excluded in most policy schedules. Over the years he has consulted many insurers for the available options. The general answer is, sorry – we don’t cover that!

Self-insurance can become costly

Until recently, he and his companions have always self-insured our travelling risks, except for medical cover. Unless you have very deep pockets, which he does not have, you cannot self-insure medical cover. It becomes very expensive when your life is on the line. Therefore, ensuring that you have adequate cover for any medical emergency is essential. When travelling Africa, he strongly advises that you confirm with your insurer that you are covered in the places you are visiting. He would also recommend to add evacuation cover to get you to a decent medical facility for the patch up you may require.

But even aside from medical emergencies, unexpected things can happen. The trip may be interrupted for unforeseen reasons, personal belonging may get stolen, you might get caught up in local unrest and a litany of other events you did not think of an thus could not reasonably plan for. Getting issues like these resolved, when being out there in a remote place in Africa, can become a complex mission. And with that complexity comes a cost. If an insurance premium is not excessive, it thus makes a lot of common sense to take out insurance cover.

A flexible and affordable solution

Nomad Insurance from SafetyWing is a rare exception. When you add the Adventure Sports add-on to the cover, then general aviation is included in your policy. Needless to say then, that he really likes this option.

What is really great, is the flexibility offered by this insurance option. There is no need to take out any long term cover. It allows you to take out cover just for a trip. And you then take out another cover for the period of your next trip. Moreover, it even allows you to subscribe for cover after you have left on the trip, in case you forgot … or, failed to plan properly.

He would recommend, that when you plan an adventure, be that a flying adventure, or any other adventure trip, get a quote and consider it for your peace of mind. As with all insurance, you take it out in the hope that you will never need it. But when you do need it, you’ll be glad you have it.